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Five Seasons Financial Planning is strictly a Fee-Only financial planning and investment management firm. “Fee-Only” means that the firm’s compensation is solely from fees paid directly by clients, thereby reducing conflicts of interest. In other words, Five Seasons does not receive commissions or payments of any kind from mutual fund sponsors, broker/dealers, insurance companies, or any other third party, for selling annuities, insurance, stocks, bonds, mutual funds, limited partnerships, or other financial products. In addition, the firm is not affiliated with entities that sell these financial products or securities. The Fee-Only business model sets us apart from most other "advisors" and ensures that you receive objective financial guidance. Five Seasons Financial Planning is a registered investment advisory firm. As such, we have an unqualified "fiduciary obligation" to our clients, a legal duty to place your financial interests first and foremost, regardless of which facet of your financial life we're addressing for you, and regardless of the types of retirement and investment accounts you own.
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